Money held until the post is verified.
Brands seal escrow once. Creators see it held before they shoot. Payment releases on PactReach verification. Wallets in NGN, USD, GBP, and EUR via Paystack and Stripe.
Creating content? Join as a creator
Works with Instagram, TikTok, YouTube, Facebook, X, LinkedIn, Snapchat, Threads
What a deal looks like when money moves
Illustrative Harmattan launch: hold, verify, release. Switch currency to see the same flow on each funded rail. Not live platform totals.
Held
Brand funds escrow
Locked when the creator accepts. The brand wallet shows it as committed, not spendable. The ceiling includes fees and VAT.
The full amount is reserved and cannot be spent elsewhere. It is released to you once the placement is verified.
Brand max debit
₦48,870Verified
PactReach confirms the posts
Tracked links plus platform checks. Performance settles only at the strongest verification level.
Platform verified1,284 qualified clicks
How we grade numbersReleased
Creator is paid
Take-home after fees lands in the creator wallet. The brand receipt restates the same max debit shown at accept.
₦40,500Four moves. Nobody goes first.
The usual creator deal asks someone to go first. Escrow removes that choice.
Fund
Set budget, deliverables and pricing. The wizard shows the exact maximum that can leave your wallet before you publish.
Invite
Search by platform, audience and reliability, or post an open brief. Accepting places the escrow hold automatically.
Publish
Each deliverable gets a tracked link. A checklist covers disclosure and hashtags before anything goes live.
Release
PactReach confirms the post is live and collects metrics. Escrow releases to the creator on verification.
Currencies and payment rails
Fund and settle in the currency that matches your team. Each wallet opens its own rail; virtual accounts are NGN/Paystack only.
- NGNPaystack
Paystack (card, transfer, virtual account)
- USDPaystackStripe
Paystack or Stripe Checkout
- GBPStripe
Stripe Checkout
- EURStripe
Stripe Checkout

Know the ceiling before you commit
The wizard quotes maximum debit to the kobo, including platform fee and VAT.

See the money before you shoot
Every offer shows escrow held and your take-home after fees and withholding tax.
Run the next campaign without either side going first.
Escrow locks when a creator accepts. It releases when PactReach verifies the placement. Fees are quoted before you publish.
